You might feel dejected, thinking you have to pay more money and deal with the notoriously long wait for the permits. Take heart. The permit process is not as bad as you might think. Actually, permits are designed to prevent shoddy construction and protect you and your family. And a bit of research and planning can go a long way in cutting down on the wait time.
Here's what you need to know about the process — plus how much a permit will cost you. Your local government has bylaws in place to make sure that construction projects are safe for you, the community and the builders. Permits are also required to ensure that the project doesn't negatively impact property values in your neighborhood. It's helpful to think of permits as a benefit to the building process rather than an impediment.
Building permits have to be obtained before any work begins. Once a permit has been granted, you have a set amount of time to complete the project. If you're making changes that involve the house's structure, plumbing or electrical wiring, you probably need a permit. However, smaller projects like painting a room or replacing a floor don't usually require a permit. Always contact or visit your city's building department or website to learn if you need a permit for your project.
Your city may require additional documents such as insurance or bond forms. Contact your city's building office for full information about permit requirements and costs.
Always be sure to do your research and plan ahead to make sure there are no surprises that could result in further delay or additional costs. Make sure you speak with your contractor about required permits and possible permit costs when getting an estimate for your project. Your contractor has done this before, so they know the process and the costs involved. Typically, the city allows your contractor to submit the permit application, saving you a trip to the building office and the hassle of navigating who in the office to speak to.
In some cases, you may need an appointment with the city building office to show your application and documents. The city may also want further explanation of your project or may want to ask you questions about it. Be sure to contact the building permit office to see if a visit is necessary. Homeowners typically know to include the cost of materials and labor when creating a remodeling budget, but they often forget to include the building permit cost.
A building permit is a document that gives a homeowner permission to move forward with construction or remodeling projects on their property. Local governments require these permits to ensure that construction and renovation projects meet certain safety, health, and land use standards. A building permit is typically not required when the construction or renovation is minor.
However, building permits are usually required when the project involves adding onto or changing the original structure of your home. Every state, county, and city has its own rules regarding when building permits are needed and how they are issued. Local agencies that establish the rules surrounding building permits are also responsible for determining how much it will cost to obtain a permit. Because of this, the cost of a building permit varies by location.
Your location is not the only factor that affects the cost of a permit. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
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While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The cost of a building permit ranges based on a number of factors, and it can significantly add to the overall cost of a project. The cost depends on the location of the project and the project itself, so it can vary dramatically.
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