You get an automatic discount just for signing up. It's credited on your very first policy period before you start your Snapshot program and expires when you renew.
Then, you get a rate based on your actual driving. The Snapshot discount is credited when you complete the program and then renew your auto policy with Progressive usually after six months. Your rate may increase with high-risk driving.
But, only about 2 out of 10 drivers actually get an increase. No account? View your claim here. Progressive resources. Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center. Insurance doesn't have to be complicated.
Get easy explanations for all your questions. Explore our data-based deep dives to understand the latest trends on and off the road. Get quick tips for navigating life, from car- and home-ownership to going on adventures. Chat now to ask Flo anything or explore commonly asked questions. ZIP Code. Snapshot rewards you for good driving Progressive's Snapshot program personalizes your car insurance rate based on your actual driving.
How does Snapshot work? Voice Over:. Mobile app Plug-in device. Download the mobile app, register, and drive If the mobile app isn't available in your state, you can use the plug-in device. Dashboard Your main view. Trip details Shows more info about a specific trip with a map that highlights where you had a hard brake, fast acceleration, or used your phone.
Trip Log Shows all your trips. Driving Tips Get pro tips based on your current driving to boost your score and possible discount. Sign up, plug in the device, and drive The plug-in device works similarly to the mobile app, and you still get details on your progress. Beeps for hard brakes Every time you have a hard brake, the device beeps so you know how you're doing.
Overview Just log in to your account on progressive. Ways to save Tips to maximize your Snapshot discount.
Limit hard brakes and accelerations Go easy on the gas and avoid slamming your brakes. Avoid late night driving Limit trips between a. Drive less overall If you're a low-mileage driver or able to carpool, you could save more.
Stay off your phone Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount. See all discounts. Enter ZIP Code. Bundle discount! What would you like to insure?
Bundle Vehicle Property Personal See all. Classic Car. Golf Cart. Customer Testimonials. What it is and who may benefit from it. The device captures information and sends it back to Progressive to determine the discount to which you may be eligible. What the device can measure and what it tracks for purposes of your insurance program includes. What are the things that Progressive Snapshot Measures for rating purposes?
Hard Braking: If you tend to brake quickly hard at your stops, this device is not going to be kind to you. Interesting fact If you are paying attention, you can quickly learn what constitutes a hard brake and adjust your habits accordingly. When you Drive: If you drive a lot between Midnight and 4AM, the device will count that against any potential discount.
If your job requires late night driving, that will not reflect positively. How much you Drive: If you drive less miles than average, your discount will reflect that. If you have a long commute or just drive a lot in general, this program is likely not to your benefit. Ryan Agencies Insurance Blog. Don't make the mistake of selecting a car insurance company on price alone.
Insurance companies absolutely love customers like Katie. But in reality, most drivers are not like Katie. The commercials say that if you are a good driver, you can get a discount. Is there anyone who doesn't think they are a good driver? We've heard from some consumers who say they tried Snapshot and were disappointed in the outcome.
An anonymous poster reported the same results. When they installed the Snapshot on their child's vehicle, they say the rates went up. Jamie, of Milwaukee, says he considers himself a good driver but his commute to work placed him at a severe disadvantage.
There where a few days when I had drivers jump in front or cause me, causing me to brake hard, so there must have been deductions based on that reason. Keep in mind that what an insurance company considers a safe driver and what you consider a safe driver are not necessarily the same thing. It's not just a matter of avoiding tickets and accidents. Progressive's idea of a safe driver is the only one that matters here.
Before plugging a data collection device into your car and turning it over to your insurance company, it's best to honestly consider when, how and how far you drive your vehicle.
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